Settlement across every rail, from one balance.
PSPs, fintechs and regulated institutions need to receive, hold, convert and settle across currencies and rails. IKKB is the multi-rail engine underneath.
One flow, six rails, six providers.
Every currency and country adds another connection to hold together.
Rails are fragmented.
PIX, WIRE, SPEI, SWIFT, ACH and SEPA each mean a different provider, format and timeline.
One integration covers PIX, WIRE, SPEI, SWIFT, ACH and SEPA — the same format and the same balance behind every rail.
Settlement timing is unpredictable.
Funds land on their own schedule, making client settlement and reconciliation a guessing game.
Follow each settlement through to its ledger entry, so reconciliation stops being a guessing game.
Client funds need segregation.
Keeping each client’s money and permissions cleanly separated is hard across scattered accounts.
Keep balances and permissions separated per client inside one structure, across BRL, USD, EUR and MXN.
From inbound settlement to outbound rail.
Receive, hold, convert, settle — segregated by client.
- Receivements
Receive on any rail.
Take in funds over PIX, WIRE, SPEI and SWIFT into local and international details.
- Multi-currency accounts
Hold, segregated.
Keep balances separated by client and currency in one structure.
- Exchange
Convert when you need.
Cross currencies programmatically as settlement requires.
- Payments
Settle across rails.
Pay out over PIX, WIRE, SPEI, SWIFT, ACH and SEPA from the same balance.
- Permissioning
Control access.
Assign roles and approvals per client, per operation, with a full trail.
The rails, the exchange and the structure.
Every corridor from one account, reconciled end to end.
Every rail, one integration.
Settle over PIX, Wire, SWIFT, ACH and SEPA from a single account, so a new corridor is a new rail — not a new banking relationship.
Explore
Exchange where settlement happens.
Convert as part of the settlement flow, so the cross and the payout live in the same place and reconcile against each other.
Explore
Segregated by design.
Hold balances separated by client and currency, each with its own details and access, so client money is clean and auditable end to end.
Explore
Everything you need, in one account.
Receive, hold, convert, pay, spend and control — the same engine behind every screen above.
Build on a multi-rail engine.
Talk to us about settlement, exchange and payments across every rail.