Your margin lives in the spread. Stop giving it to the bank.
Travel agencies and tour operators collect from travelers and pay hotels, DMCs and operators abroad. IKKB moves both sides with transparent fees, so the margin stays on the trip.
Every booking loses a little on the way out.
The operation is international; the bank treats it as an afterthought.
Currency spread eats the margin.
A 3–5% markup on each supplier payment quietly turns a healthy margin into a thin one.
Hold BRL, USD, EUR and MXN and convert with the rate and the fee shown in full before you confirm.
Suppliers wait days to confirm.
Slow international transfers hold up room blocks and operator confirmations in high season.
Pay hotels and operators over PIX, WIRE, SPEI, SWIFT, ACH and SEPA — whichever rail each one already settles on.
From the traveler’s payment to the hotel’s account.
One account for the whole trip.
- Receivements
Traveler / Travel Agencies pay you.
Collect deposits and balances from clients into your accounts.
- Multi-currency accounts
Hold every currency.
Keep BRL, USD, EUR and MXN ready for suppliers instead of converting twice.
- Exchange
Convert at any time.
Check the rate and confirm when it suits the booking, not the bank.
- Payments
Pay hotels & operators.
Send to suppliers abroad over WIRE, ACH, SEPA, SPEI and SWIFT, same day.
- Corporate card
Cover on‑trip costs.
Include fees, deposits and last-minute bookings on a card with no exchange markup.
The products that carry a travel operation.
Tuned to how agencies and operators actually move money.
Keep the spread you earned.
Convert between BRL, USD, EUR and MXN and see, in real time, exactly what each booking costs you — no hidden markup baked into a bad rate.
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Confirm suppliers the same day.
Pay hotels, DMCs and operators abroad over Wire and SWIFT, with beneficiary details saved once and reused every season.
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A card that travels as well as you do.
Spend straight from your currency balances for deposits, fees and on‑the-ground costs — anywhere, with no foreign-transaction surcharge.
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Everything you need, in one account.
Receive, hold, convert, pay, spend and control — the same engine behind every screen above.
See IKKB run your next season.
Open an account and keep the margin where it belongs — on the trip.